Skid Row is a place that you probably never heard of. But it is a place in Los Angeles where impoverished families, drug addicts and schizophrenics fashion cardboard shelters from the merchants’ discarded boxes. And when times got hard, this is where you could...
They’re baaaack. Not evil spirits, but your children. In a recent Pew Research survey, 39% of all adults ages 18 to 34 said they live with their parents now or moved back temporarily in recent years. The return can have huge implications on retirement. ...
To buy or to rent? That is the crucial housing question. Not long ago, many people would have favored buying. But since the bursting of the real-estate bubble, an event that saw millions of homes plunge in price, folks have grown more cautious. Indeed, if the...
You have to admit, this is COOL! What I love must about this story is the mother challenging her son to learn. This led to him doing research which led to him investing at an early age. To be 15 years old and worth $50,000 is pretty cool if you ask me. What would be...
There is no secret that Antoine Walker was one hell of an NBA player. He played for the historic franchise Boston Celtics and Miami Heat. During this process, he made close to $110 million dollars. The question is, “How in the hell did he become broke?” I...
I want this article to destroy the mindset of the person who thinks you need a lot of money to invest and be successful. As you will hear through out this site and in the video further down in this article, self-education is key. If you do not educate yourself on the...
I can honestly say this is a complicated topic to write about. Economic disparity started when we were stripped of our heritage and turned into slaves. We never really recovered from that. Each time we tried to make money as a community, they burned it done. If you...
Adjustable rate mortgages have taken a bad rap and were partly the blame for the sub-prime mortgage crisis back in 2007 and 2008. Truth is, adjustable rate mortgages are a great mortgage tool, if used correctly. It allows for a lower rate versus a fixed rate which...
Pay attention. You are about to become 37% more awesome. 1. This is the only rate you qualify for If you are going for a FHA or conventional loan, there are a series of rates you qualify for. For FHA, as long as your credit score is above a 620, then the rates...
Credit cards can help get you out of a rough spot, but they can also put you in a rough spot. The difference between a credit card hurting you and helping you is you being educated about how credit cards really work. The purpose of a credit card is not for everyday...
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