5 Smart Credit Habits to Start in Your 20s

[socialBuzz] 5 Smart Credit Habits to Start in Your 20s

2. Monitor your credit.

Keeping an eye on your credit reports and scores could help you in two ways. First, it’s a great way to learn how your credit may respond to different financial actions. If you’re monitoring your score, you can see firsthand how it may be affected each time you do something credit-related, like applying for a new loan or paying down your balances. Second, monitoring your credit can help you catch fraud or errors on your report and deal with the situation quickly.

How: There are many great paid and free services that allow you to monitor your credit reports and scores. Just be sure to research each company before signing up to figure out what you’ll get, whether it’s legitimate and whether you’ll have to pay for the services. You can also get a free copy of your credit report each year from AnnualCreditReport.com.


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